Personal Accident Insurance

Personal Accident Insurance is an insurance which gives benefit for death/permanent disablement and medical expenses for injury as a result of any sudden, unforeseen, and external accident.

All Products

• Health Insurance
• Personal Accident Insurance
• Fire / Property Insurance
• Marine Hull Insurance
• Marine Cargo Insurance
• Motor Vehicle Insurance
• Heavy Equipment Insurance
• Machinery Break Down Insurance
• Contractors / Erections All Risk Insurance
• Travel Insurance
• Money Insurance
• Burglary Insurance
• Public Liability Insurance
• Surety Bond
• Customs Bond

All Risks covered, except :

• Willful act of the policyholder (in case the policyholder is a juridical person, this means its trustee, its director or any other executive) or the insured
• Willful act of a person entitled to the benefits under this contract
• While the insured is acting in the capacity of or under the direct orders of any branch of the armed forces, or police authorities
• War, military action of foreign nations, revolution, insurrection, civil commotion, armed rebellion or other similar disturbance or riot
• Criminal act of the insured
• Suicide or attempt threat by the insured
• Accident while the insured is driving an automobile or a motorcycle without a current valid license or while under the influence of alcohol and/or drugs
• Brain disease, sickness or insanity of the insured
• Earthquake, volcanic eruption or tsunami
• Medical or surgical treatment except where such treatment is necessary solely by injuries For which the company is liable
• Pregnancy, childbirth, premature birth miscarriage of the insured
• Accident while insured doing dangerous sport activities

FormClaimDOCUMENTpdf.pdf